Automobile Sector – The Indian Scenario!

Introduction:

During early 60s & 70s, automobiles came largely in twos.

In scooters, you had a Lambretta or a Vespa.

In motorcycles, you had a Bullet or a Java.

In cars, you had to choose between an Ambassador and a Fiat.

In trucks, it was either an Ashok Leyland or a Tata.

In tractors, it was between a Swaraj and a Mahindra.

This situation reflected the India of yester years. Economic reforms and deregulation have transformed that scene. Automobile industry has written a new inspirational tale. It is a tale of exciting multiplicity, unparalleled growth and amusing consumer experience – all within a few years. India has already become one of the fastest growing automobile markets in the world. This is a tribute to leaders and managers in the industry and, equally to policy planners. The automobile industry has the opportunity to go beyond this remarkable achievement. It is standing on the doorsteps of a quantum leap.

The Indian automobile industry is going through a technological change where each firm is engaged in changing its processes and technologies to maintain the competitive advantage and provide customers with the optimized products and services. Starting from the two wheelers, trucks, and tractors to the multi utility vehicles, commercial vehicles and the luxury vehicles, the Indian automobile industry has achieved splendid achievement in the recent years.

"The opportunity is staring in your face. It comes only once. If you miss it, you will not get it again"

On the canvas of the Indian economy, auto industry maintains a high-flying place. Due to its deep frontward and rearward linkages with several key segments of the economy, automobile industry has a strong multiplier effect and is capable of being the driver of economic growth. A sound transportation system plays an essential role in the country's rapid economic and industrial development. The well-developed Indian automotive industry skillfully fulfils this catalytic role by producing a wide variety of vehicles: passenger cars, light, medium and heavy commercial vehicles, multi-utility vehicles such as jeeps, scooters, motorcycles, mopeds, three wheelsers, tractors etc .

The automotive sector is one of the core industries of the Indian economy, whose prospect is reflective of the economic resilience of the country. Continuous economic liberalization over the years by the government of India has resulted in making India as one of the prime business destination for many global automotive players. The automotive sector in India is growing at around 18 per cent per annum.

"The auto industry is just a multiplier, a driver for employment, for investment, for technology"
The Indian automotive industry started its new journey from 1991 with delicensing of the sector and subsequent opening up for 100 per cent FDI through automatic route. Since then almost all the global majors have set up their facilities in India taking the production of vehicle from 2 million in 1991 to 9.7 million in 2006 (nearly 7 per cent of global automobiles production and 2.4 per cent of four wheeler production).

The cumulative annual growth rate of production of the automotive industry from the year 2000-2001 to 2005-2006 was 17 per cent. The cumulative annual growth rate of exports during the period 2000-01 to 2005-06 was 32.92 per cent. The production of the automotive industry is expected to achieve a growth rate of over 20 per cent in 2006-07 and about 15 per cent in 2007-08. The export during the same period is expected to grow over 20 per cent.

The automobile sector has been contributing its share to the shining economic performance of India in the recent years. With the Indian middle class earning higher per capita income, more people are ready to own private vehicles including cars and two-wheelers. Product movements and manned services have boosted in the sales of medium and sized commercial vehicles for passenger and goods transport.

Side by side with fresh vehicle sales growth, the automotive components sector has witnessed big growth. The domestic auto components consumption has crossed rupees 9000 crore and an export of one half size of this figure.

Eye-Catching FDI Destination – INDIA!

India is on the peak of the Foreign Direct Investment wave. FDI flows into India trebled from $ 6 billion in 2004-05 to $ 19 billion in 2006-07 and are expected to quadruple to $ 25 billion in 2007-08. By AT Kearney's FDI Confidence Index 2006, India is the second most attractive FDI destination after China, pushing the US to the third position. It is commonly believed that soon India will catch up with China. This may also happen as China attempts to cool the economy and its protectionism measures that are eclipsing the Middle Kingdom's attractiveness. With rising wages and high land prices in the eastern regions, China may be losing its edge as a low-cost manufacturing hub. India seems to be the natural choice.

India is up-and-coming a significant manufacturer, especially of electrical and electronic equipment, automobiles and auto-parts. During 2000-2005 of the total FDI inflow, electrical and electronic (including computer software) and automobile accounted for 13.7 per cent and 8.4 per cent respectively.

In services sectors, the lead players are the US, Singapore and the UK. During 2000-2005, the total investment from these three countries accounted for about 40 per cent of the FDI in the services sector. In automobiles, the key player is Japan. During 2000-2005, Japan accounted for about 41 per cent of the total FDI in automobile, surpassing all its competitors by a big margin.
India's vast domestic market and the large pool of technically skilled manpower were the magnetism for the foreign investors. Hitherto, known for knowledge-based industries, India is emerging a powerhouse of conventional manufacturing too. The manufacturing sector in the Index for Industrial Production has grown at an annual rate of over 9 per cent over the last three years.
Korean auto-makers think India is a better destination than China. Though China provides a bigger market for automobiles, India offers a potential for higher growth. Clearly, manufacturing and service-led growth and the increasing consumerization makes India one of the most important destinations for FDI.

Automotive Mission Plan 2016

The bumper-to-bumper traffic of global automobile biggies on the passage to India has finally made government sit up and take notice. In a bid to drive greater investments into the sector, ministry of heavy industries has decided to put together a 10-year mission plan to make India a global hub for automotive industry.

"The ten year mission plan will also set the roadmap for budgetary fiscal incentives"
The Government of India is drawing up an Automotive Mission Plan 2016 that aims to make India a global automotive hub. The idea is to draw an innovative plan of action with full participation of the citizens and to implement it in mission mode to meet the challenges coming in the way of growth of industry. Through this Automotive Mission Plan, Government also wants to provide a level playing field to the players in the sector and to lay a predictable future direction of growth to enable the manufacturers in making a more informed investment decision.

Major players in the automobile sector are:

o Tata

o Mahindra

o Ashok Leyland

o Bajaj

o Hero Honda

o Daimler Chrysler

o Suzuki

o Ford

o Fiat

o Hyundai

o General Motors

o Volvo

o Yamaha

o Mazda

Foreign Companies in the Indian auto-sector

Until the mid-1990s, automobile industry in India consisted of just a handful of local companies with small capacities and obsolete technologies. Nevertheless, after the sector was thrown open to foreign direct investment in 1996, some of the global majors moved in and, by 2002, Hyundai, Honda, Toyota, General Motors, Ford and Mitsubishi set up their manufacturing bases.

Over the past four to five years, the country has seen the launch of several domestic and foreign models of passenger cars, multi-utility vehicles (MUVs), commercial vehicles and two-wheelers and a robust growth in the production of all kinds of vehicles . Moreover, owing to its low-cost, high-quality manufacturing, India has also emerged as a significant outsourcing hub for auto components and auto engineering design, rivaling Thailand. German auto-maker Volkswagen AG, too, is looking to enter India.

India is expected to be the small car hub for Japanese major Toyota. The car, a hot hatch like the Swift or Getz is likely to be exported to markets like Brazil and other Asian countries. This global car is crucial for Toyota, which is looking to improve its sales in the BRIC (Brazil, Russia, India, China) markets.

Two multi-national car majors – Suzuki Motor Corporation of Japan and Hyundai Motor Company of Korea – have indicated that their manufacturing facilities will be used as a global source for small cars. The spurt in in-house product development skills and the uniquely high concentration of small cars will influence the country's ability to become a sourcing hub for sub-compact cars.

A heartening feature of the changing automobile scene in India over the past five years is the newfound success and confidence of domestic manufacturers. They are no longer afraid of competition from the international auto majors.

For instance, today, Tata Motor's Indigo leads the popular customer category, while its Indica is neck-to-neck with Hyundai's Santro in the race for the top-slot in the B category. Meanwhile M & M's Scorpio has beaten back the challenge from Toyota's Qualis to lead the SUV segment.
Similarly, a few Indian winners have emerged in the motorbike market – the 150 and 180 cc Pulsar from Bajaj and 110 cc Victor from the TVS stable. The 93 cc Bike from Bajaj and 110 cc Freedom bike from LML have also emerged as winners.

Evidently, Indian players have learnt from past mistakes and developed the skills to build cheaper automobiles using `appropriate 'technologies. TVS, for instance, paid an overseas source $ 100,000 to fine-tune home-grown engines rather than $ 1.5 million to import the entire engine. Similarly, M&M adapted available systems and off-the-shelf components from global suppliers to keep costs down and go for aggressive pricing. True, Indian players are still lacking in scale of operation. While economies of scale no doubt play an important role in the auto sector, a few Indian manufacturers relied on innovation rather than scale of operation for competitive advantage. For instance, Sundram Fasteners was able to achieve the feat of directly supplying radiator caps to General Motors purely on the strength of innovation in product quality. The domestic tooling industry bagged the order for the Toyota Kirloskar transmission plant in the face of stiff competition from multinational corporations. The cost of the entire job turned out to be only a fraction of the original estimate.

As the automobile industry has matured over the past decade, the auto components industry has also grown at a rapid pace and is fast achieving global competitiveness both in terms of cost and quality.

In fact, the industry will believe that while the automobile market will grow at a measured pace, the components industry is poised for a take-off. For it is among the handful of industries where India has a distinct competitive advantage. International automobile majors, such as Hyundai, Ford, Toyota and GM, which set up their bases in India in the 1990s, persuaded some of their overseas component suppliers to set up manufacturing facilities in India.

Consequently, the value of cumulative output of the auto components industry rose rapidly to Rs 30,640 crore at end-2003-04 from just Rs 11,475 crore in 1996-97. Foreign companies such as Delphi, which followed General Motors in 1995, and Visteon, that followed Ford Motors in 1998, soon realized the substantial cost advantage of manufacturing components in India.

Finding the cost lower by about 30 per cent, they began exploring the possibility of exporting back these low-cost, high-quality components to their global factories and, thus, reducing their overall costs. Not surprisingly, the industry's exports registered a more than four-fold jump to Rs 4,800 crore in 2003-04 from just Rs 1,033 crore in 1996-97.

Automobile majors such as Maruti Udyog, Toyota, Hyundai have now finalized their plans to invest in some of the critical auto components. According to the Automotive Component Manufacturers Association of India (ACMA) officials, auto component manufacturers are expected to invest about Rs 10,000 crore over the next five years at the rate of Rs 2,000 crore per annum.

According to analysts, the auto component industry could emerge as the next success story after software, pharmaceuticals, BPO and textiles. The size of the global auto component industry is estimated at $ 1 trillion and is set to grow further. Against this backdrop, McKinsey's latest report has estimated that the sector has the potential of increasing its exports to $ 25 billion by 2015 from $ 1.1 billion in 2004.

Threat to the Dream!

India's expedition to become a global auto manufacturing hub could be seriously challenged by its inability to uphold its low-cost production base. A survey conducted by the research, KMPMG firm reveals that the Indian auto component manufacturers are increasingly becoming skeptical about sustaining the low-cost base as overheads including labor costs and complex tax regime are constantly rising.

The survey said many executives believe that India's cost advantage is grinding down fast as labor costs are constantly increasing and retaining employees is becoming more and more difficult. Increased presence of global automotive companies in the country was cited as one of the reasons for the high erosion rate.

Indian auto businesses will only flourish if they boost investments in automation. In the longer term, cost advantage will only be retained if Indian capital can be used to develop low-cost automation in manufacturing. This is the way to preserve our low cost.

Global auto majors are also cynical about India's low cost manufacturing base. India taxation remains a big disadvantage. This is not about tax rates it is just about unnecessary complexity. But some companies also believe there is scope for reducing the cost of doing business.

In spite of this there are opportunities to exploit lower costs right across the board. It's true that labor costs are definitely increasing but they are still five per cent of the total operational costs. The labor costs can be further reduced if companies are successful in bringing down other costs like reducing power costs. Low-cost base can never last long. The company said Indian industry has till now relied on very labor intensive model but it would have to switch to a more capital intensive model now.

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Antique Ohio Electric Car

Electrically operated automobiles are amongst the earliest vehicles, and are more energy efficient than all the conventional vehicles that use ICE (internal combustion engine) technology. Fortunately, for us the electric car doesn’t produce any exhaust fumes, and causes minimal or no pollution even if it charges from most renewable forms of energy. Besides this, these ‘green’ or ‘hybrid’ cars are capable of reducing our dependence on traditional fuels, while helping to mitigate global warming by providing relief from the greenhouse effect.

Electric cars are among the earliest automobiles, more so since electric vehicles predate petroleum and diesel cars. It’s believed that a Scottish businessman, Robert Anderson invented the first proto type electric coach somewhere around 1832-1839. However, it was the year 1835, that Professor Sibrandus Stratingh of Groningen, Netherlands, helped his assistant Christopher Becker design and build the first small electric car.

The antique Ohio electric car is a vintage car now. The Ohio Electric Car Company produced electric cars, which were mainly bought by rich customers during the late 1800s and early part of 1900s. Electric vehicles were also produced by Edison, Anthony, Bakers and others during the early 1900s and even out-sold the conventional vehicles for some time! But due to technological limitations, besides other factors, these vehicles were limited to a maximum speed of 32 km/hr.

However, in 1913, Cadillac introduced the electric starter car, the sales of electric cars experienced a down slide and soon antique Ohio electric cars became just that, antiques. Now, electric cars are more popular than they have ever been with the fear of global warming and the increasing cost of gas.

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How Are Milling Machines Used in the Automotive Industry?

Like many industries, the automotive industry is one that has seen changes over the course of its existence. One of the changes is in the way that the parts are manufactured for the end product. At one time, many of the parts were made by machines that were largely controlled by men but today, many of those machines are computer-controlled to provide a greater degree of accuracy.

Machining is not always used for the production of body parts but it is required for many of the critical components that go into the operation of the vehicle. For example, milling machines are often used for producing components such as gearboxes and engine blocks. Here are some of the specific ways in which milling machines are used in the automotive industry.

Some of the parts that go into the automobile are going to be machined with a cutting tool. This type of tool removes small fragments of metal from the part that is being worked in order to bring it to a specific dimension. They can also help to shape the part and to finish the surface so that the end product is at a very specific size. This allows the parts fit together precisely, extending the life of the automobile by avoiding wear and tear.

Many of the automobile parts are going to be bolted together. This is also another case in which machine tools are going to be used to provide a precise end product. The holes are bored, finished and threaded to allow for this to take place.

As was mentioned earlier, many of the milling machines that are now used in the automobile industry are controlled by a computer. This type of CNC machining produces a much more accurate end product. In turn, the accuracy allows for the production of high-performance equipment in comparison to what was being produced during the early part of the 1900s. The machines that are currently being used are controlled by computer software, which allows for very precise movements within the machines. Although there is some minor deviation from the actual path in comparison to the programmed path, known as contouring error, it is minimal.

One of the factors that are often considered in this industry is the cost of the machines that are used to develop the parts of the automobile. Keeping production costs at a minimum helps to keep the prices lower for the consumer. In this and many other industries, however, it is necessary to produce a high-quality part. Even though the use of used milling machines is common, it is necessary to look into the accuracy of those machines carefully. Fortunately, many of the machines that are used in the automotive industry are well cared for, so long life can be expected.

As technology continues to change, the way that the automotive industry produces the end product will change along with it. Today, CNC milling machines are used in many parts of the automotive industry to produce the precise parts that are used in automobiles that we operate.

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Finding A Good Used Car Dealer

There are several good car dealers in Sydney. If you are looking for a brand new vehicle as well as wondering where to go then there are a few things you can do to improve your search. There are a number of large dealerships that publicize in the major newspapers. They also have websites that you can visit and see what automobiles are for sale. When looking for a dealer you must be careful to select a reputable business. There are sever important tips you should consider when looking for a car dealership.

It is a good idea to first research different automobile dealerships that are closest to you. If you know what type of vehicle you would like to get, then you can focus on those particular dealerships. You should also know how much money you want to spend on a vehicle. If you are going to buy a used automobile, then you should have an idea of what you are looking for. The more information you have in advance, the more prepared you will be to get the best price.

To begin with, you need to figure out the actual trustworthiness and standing of car sellers so check out their reputation. You should also look into their after-sales services. See how their customer representatives treat potential buyer. And if you are considering used vehicles, then you want to consider the quality of the vehicles

After you have done your preliminary research then you can make a list and a cost comparison of the vehicles you are interested in purchasing. If you want to get the best value then you should have a lot of information on the automobile. Now it is time to make a list of reputable sellers and evaluate the prices. Focus on the particular automobile that you want. You want to make sure to stick to a budget.

Know what you need and be sure about this. Car sellers in Sydney can offer a wide selection of wonderful cars but you need to stay within your budget. There are many automobile sellers that have many different types of cars. Narrow it down to what fits your budget and driving needs.

You want to select a dealership that has a wide selection of automobiles. It is better to buy from a trusted vehicle dealer that provides you with a full range of services. The better dealerships offer total support such as inspections, tune-ups, primary engine services along with other kinds of maintenance services. This is very important whether you buy a new or used car.

Look out for hidden costs as well as inspect the car you are thinking about purchasing. It is crucial to take it out for a test drive. Ask as many questions as you can to make sure you are making the best decision. Choose vehicle sellers in Sydney that sell full lines of new and used cars. Make sure to negotiate a better deal on the price. And once you have locked in a price on an automobile, make sure there are no concealed charges whatsoever.

If you want a good deal on an automobile, then you should do all of your research. Buying a new or used buy is a big investment. You want to make sure you are making wise decisions. If you stick to these essential tips then you can avoid losing money or getting scammed. If you’ll need a good deal on a second hand vehicle, you will want to do your research as well as test drive several options before you decide to commit to any particular model. Remember to think about devaluation and upkeep costs whenever identifying a vehicle you want to buy.

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Different Types of Medical Transportation

Medical transportation has existed ever since injured people have needed to be taken to the nearest healer or doctor. Ancient Greek and Roman soldiers have sometimes carried off the line of battle on their shields. For high-ranking officials and military leaders, a chariot might be used to speed the evacuation. In later wars, horse-drawn carriages would ferry soldiers from the fighting to the aid station. In small towns, an ambulance was often unnecessary, as the local doctor would visit the infirm in their own homes. Today, the most common way to get an injured person to a hospital or treatment location is with an automobile ambulance. However, there are many other forms of ambulances throughout the world. Here are three ways, other than automobiles, that people are taken to hospitals.

Helicopter

After automobiles, the most common form of medical transportation, at least in the United States, is the helicopter. Helicopters first saw major use as transport vehicles during the Korean War. The United States military showed how effectively they could be used to deliver troops to remote locations, and retrieve them quickly when needed. Today, helicopters are used for very severe injuries, where every second gained is vital to the survival of the patient. A helicopter can carry a patient from the scene of an accident to a nearby hospital in significantly less time than a traditional ambulance. Along with the greater speed of a helicopter, which can reach up to 250 mph, it also does not have to contend with the traffic and other obstacles that any road poses. Helicopters are also used to pick patients up from remote locations that are inaccessible to other means of transport, such as islands, wilderness, and mountaintops.

Ship

When accidents occur on lakes, around islands, or along the coast, water ambulances are often used to carry survivors to the nearest hospital. Due to their larger size, these ships usually have several trained personnel on board, as well as more, and better, equipment, when compared to an automobile. For accidents that happen far out to sea, coast guards around the world will aid injured passengers and take them to the nearest land to receive treatment. In severe cases, a helicopter may be dispatched to pick up a patient from a ship while still at sea. Due to the remote nature of the sea, and the obligation any vessel has to respond to a distress call, commercial cargo ships, fishing boats, and private yachts often provide medical transportation as well.

Plane

By far the least commonly used medical transportation method, planes are nonetheless important. The most common use of planes to transport patients is when a patient needs to receive treatment at a specific facility. This might be because the facility has the best surgeon in a particular field or is where the person donating an organ is located. Although rarely used, plane ambulances can save lives.

Just as there are a wide variety of ways a person can be injured, there is also a wide range of ways they can be taken to the hospital.

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The Crossover Vehicle and Three Other Cars of the New Millennium

The new millennium has seen a revival in the popularity of several older types of cars, as well as innovation in new directions. Read about a few of the models that have helped to shape consumer tastes since 2000.

The Crossover Vehicle
Also called a crossover utility vehicle (or CUV), the crossover vehicle includes many of the features associated with an SUV or hatchback. Such features might include the rear door and shared passenger / baggage space. Unlike an SUV, however, a crossover vehicle has a unibody construction instead of being built on top of a frame. While a few cars that meet the CUV specifications have been around for decades, the term was actually invented by marketers in 2008. The coinage of the new term corresponds to a large uptick in the production of these in-between automobiles, a compromise between SUVs , station wagons, and sedans.

The Hybrid Car
Despite an increased awareness of global warming, the driving force behind the growing popularity of hybrids is gas prices. Sporty sedans were first produced by only a couple of manufacturers, but now every major brand seems to push its own gas-efficient electric machine. While electrical outlets for charging cars are not yet commonplace, hybrids have the major advantage of being able to also use gasoline. This makes the vehicle more conducive to road trips, and it also paved the way for hybrids to find their way into the hearts and driveways of average Americans.

The Mini
Produced in Great Britain, the Mini has been around since the 1960s. In 2000, the classic car began being produced by a subsidiary company. While the original manufacturer maintains control to this day, the offshoot represented an adjustment in the image. A convertible version and five-door crossover vehicle were also introduced. The Mini also skyrocketed in popularity with the 2003 release of the remake of The Italian Job. Seeing Minis powering down stairways and dominating cityscapes made Americans appreciate these spunky automobiles.

The HMMWV
The High Mobility Multipurpose Wheeled Vehicle (HMMWV) was vital for America's military presence in the War on Terror. As the American demand for these giant automobiles became apparent, the manufacturer began to produce everyday versions. These versions used a different acronym, and three different models ("1," "2," and "3") were produced before the economic downturn caused consumers to question the brand. Without a hybrid option, gas mileage made this vehicle an expensive choice.

Ultimately, these brands and models represent a diverse range of consumer interests. One could argue that the new millennium has seen a polarization in car buyers as well as politics. From tail fins to scissor doors, manufacturers and consumers want to stand out from the rest.

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Is It Better to Get a Hatchback Over a Sedan When Buying a Car?

There are a lot of factors that a person needs to take into account when they are considering buying an automobile: from how much it is going to cost to its road holding capabilities and fuel consumption, to name but a few. Apart from pricing, many of these factors relate to the technical side of things and are, of course, very important but there are other factors that need to be considered such as whether one should buy a hatchback or a sedan.

For some people, deciding whether to purchase a hatchback or a sedan is very much influenced by the type of car their parents drove when they were growing up or even by the vehicle they took their driver's license in. In other words, they choose the type of car they are most familiar with. Then there are the 'gender spectacles' that men and women sometimes wear. Many guys prefer sedans because they perceive hatchbacks in general to be too girly looking, however, give them a sporty coupe that just happens to have a hatch at the back and they are fine with those. Women, on the other hand, tend to naturally gravitate towards hatch-backed automobiles and you will often see ladies zipping around town in these types of cars.

However, it is not just the cute look of the smaller economy hatchbacks that attracts women; There is a lot of logic behind their choice of automobile. For starters, it is a lot easier to manoeuvre in a hatch-backed vehicle because of their compactness and there is no trunk sticking out at the back which potentially makes it harder to park in small spaces, for instance. What is more, because hatchbacks often have a lighter body than certain sedans and many SUVs, they tend to be lighter on fuel. Some people will even go so far as to say that compact hatch-backed automobiles have less drag and are more streamlined which also contributes to lower fuel consumption.

In the past, hatchback cars were associated with the economy end of the market because they had smaller engines and few 'frills' and hence were usually cheaper than sedans. Nowadays, however, automobile manufacturers are making hatch-backed cars that rival sedans in terms of luxury and power and often even surpass the latter in terms of sportiness. Then again, even the bottom-of-the-range hatches tend to have power steering and airbags these days as well as extras like a low-fuel indicator light and a warning bell that chimes to remind the driver not to leave the lights on, hence there really is no longer any reason not to purchase a hatchback.

Then again, hatch-backed vehicles have one major advantage over sedans which the latter cannot match and that is the extra trunk space you get with a hatch because the rear seats of hatchbacks are designed to be flipped forward to make a flat loading bed. What is more, the space you get is both horizontal and vertical because it is not truncated by the rear window and trunk lid as in the case of a sedan.

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Semi Truck Insurance

A lot of money is generated by truck drivers throughout the country. Insurance is very necessary for your semi truck as it will safeguard it from any type of danger. If something untoward happens to your truck then insurance cover will relieve you of your worries. Not only the danger but also the law regarding the insurance of a truck is the reason for getting your truck insured. The law does not allow a truck to ply on the roads till it is insured.

Insurance laws for trucks are different from that of other types of automobiles. The insurance for smaller automobiles cover just the injuries by someone in the wake of an accident. But truck insurance covers the accident, injuries and the load or cargo.

It even safeguards you from general liability, uninsured / underinsured motorist protection and medical payments. You can get your semi trucks insured by providing less information than you need to do for other light weight automobiles.

When going in to insure your truck, decide first on your requirements. The type and amount of insurance totally depends on this requirement of yours. This insurance includes specialized business related coverage to protect you and your vehicle. There are different companies available which offer a complete insurance. The different companies offer different things under the same type of insurance coverage.

When getting your semi truck covered find out if, it covers your personal goods and the outer wiring of the rig. The types of coverage and its availability depend on an insurance company. Do make sure to find out if the insurance covers an unattended vehicle. Always ask for different insurance quotes and compare them. Choose the one which is best suited for your semi truck according to your needs.

Conduct a comprehensive research of the firm providing insurance. Study the quotes, policy and rules etc. to ascertain if the firm is trustworthy or not. You may compare the quotes or research about the firm providing insurance on the net.

Some of the insurance agents use illegal methods to attract new clients. You may be told by the agent that the current policy is not going to be renewed when it ends. He will refer you to a company which is willing to provide you with an extension. This company is the same firm to which this agent belongs to. Research about the matter very attentively and then take any step steps needed.

When considering insurance cover, you need to research the company and the type of insurance which it offers. Consider all possibilities when deciding on your insurance. Also do not forget to ask your insurance agent anything you are not clear about.

Do make an accurate estimate of insurance to make sure that your money and business remains safe. Thinking that a lot of your precious time will be spent in conducting a research about getting your truck insured? But do also keep in mind that this is going to benefit you and your insured semi trucks.

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Finding the Right Adjustable Automobile Pedal Extensions

Let's face it, not everyone has a voluptuous model figure and legs that go on for miles like Heidi Klum does. In fact, many people have short legs and many more have issues with their size and weight. Unfortunately, size can be a problem for people who are in the driver's seat of their car because it may hinder your ability to reach the foot pedals of the car or just make you generally feel uncomfortable behind the wheel. Your knees could be knocking on the underside of the steering column, you may be trying to stretch yourself both ways to reach the pedals and still be able to see over the dashboard, or you can pull your seat so close to the steering wheel that's practically growing out of your chest, and that just won't do. One solution to this size issue is finding the right adjustable automobile pedal extensions that will work for both you and your car.

But where can you find such a thing? The first place to look is online. Try searching the Internet for car pedal extensions and you'll surely find a number of resources on the subject as well as places that sell the item. It may be a good idea to look through some car-oriented blogs and forums and study up on the best pedal extensions for your car's make and model. Ask questions if necessary. Look through the pictures and read the testimonials. Many car manufacturers offer products such as these for their own line of cars, although there are also many aftermarket pedal extensions available for purchase. Most online sellers will also ship the item straight to your home, and you can either install it on your own or take it to your mechanic.

Speaking of your mechanic, he or she is the next person to ask about this kind of modification to your car. Your local auto body shop will undoubtedly have experience installing and fitting car pedal extensions and will be able to direct you to which product will suit your needs best. In fact, many auto shops have these items in stock, so you can purchase the item and they will install the pedal extensions all in one visit. No muss, no fuss. You get to drive away with a more comfortable driving experience ahead of you.

But wait, aside from comfort, why is it so important that you keep a distance between yourself and your steering wheel, you may ask. Well, according to many car safety experts, you should keep a distance of about 10-12 inches between you and your airbag, to ensure that you sustain limited to no damage from its deployment in case of an accident. And where is this airbag located – in your steering column. So, to avoid injury, and achieve a better driving experience, explore the possibilities of adjustable automobile pedal extensions for your car today.

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Collision Body Repair – Tasks That Demand Experience and Expertise of a Professional

Auto collisions are one of the leading causes of vehicle damage. They are unfortunate incidents that damage outer auto body the most and also cause technical problems in automobiles. However you cannot stop all those unfortunate incidents to be happened, you can actually get your vehicle back in its shape and working condition with the help of some experts automobile collision repair services that are dedicated to help those who are seeking a professional help to take care of their damaged vehicles.

Collision body repair is not an easy task to do as it sounds; it is a complicated process that needs expert hands and a long experience to be done right. Automobiles are complex machines that are made up of various parts with every single part performing its own unique task making a machine fully functional to serve you in its best condition. There is also a big role of the outer body of the machine that has its own importance in making a machine successful on the roads. So, experience and expertise is all that is required to repair a vehicle after an incident of collision.

When it comes to repair a damaged vehicle after a collision, a professional Automobile collision repair service can help you to get your vehicle back in its full working condition. They help you fix auto body damage of all kinds ranging from door dings, fender benders, unibody and frame repair, bumper repairs, paint less dent repairs, hail damage repairs to all paint color matching and custom painting repair services. With the help of their latest tool and technology, they help you a lot to fix your vehicle the way it should be fixed and to your satisfaction. With the expertise to do auto body repair on foreign as well as domestic vehicles, they also offer you expert assistance in claiming insurance for your damages.

Professional collision repair services always give you satisfying results and your car a rejuvenating look that enhance the beauty of your vehicle forever! They straighten unibody and frame damage to factory specifications to help you feel relaxed knowing your vehicle will drive correctly after the repair. By offering paint less dent repair, towing scheduling, accident report assistance, insurance claim negotiations and many more, they help you to make your life easy even after an unfortunate incident and your vehicle in its previous condition to actually return the safety, structure and appearance of your vehicle to factory specifications to ensure your safety on the road.

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